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Buying a house is a goal many people have. Many don’t realize they have an opportunity, all thanks to first time home buyer programs Oregon . In general, the process is quite stressful, because it requires finding a lender, submitting applications, and most importantly, having a down payment. A good loan is sometimes hard to find. First-time buyers are privileged, because they take advantage of better loan features, approval is easier and down payment is lower. If normally it is around 20%, with such a program they can pay as low as 2%-3% at first.

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